Hints
I hate it when an online system requires me to use a "hint," in case I forget my password. First, I don't need a hint. I know all my passwords. I do not lose my passwords. Second, if I did lose my passwords, you can be damned sure I would lose my hint too, because: Third, if I make my hint easy enough for me to remember without storing it somewhere, it would be far too easy for someone else to find out the answer. And if I am going to store it somewhere, why not just store the password instead? 
"It is the common fate of the indolent to see their rights become a prey to the active. The condition upon which God hath given liberty to man is eternal vigilance; which condition if he break, servitude is at once the consequence of his crime and the punishment of his guilt."
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